Total Wealth Management Pty Ltd

Investing in residential property versus shares – which is better?

There are many investment strategies you can implement to help you build real long-term wealth. Investing in residential property or shares are some of the most common ways to do this, given these investment options have proven to deliver consistent returns over the long-term.1 But here’s the thing. When looking at how the two compare […]

5 things to consider before investing

Investing your money may be one of the most effective ways to help you build long-term wealth. While it can seem overwhelming at times, given the breadth of options available, the truth is you don’t need to be a financial expert to be successful at it. But as Warren Buffet says: “Risk comes from not […]

4 strategies to help manage debt

Thinking about debt probably doesn’t spark a positive reaction for most people, but it is something that we will all need to contend with at some point in our lives. Although not all debt is bad, if you’re finding that it’s causing you anxiety or it just seems to keep mounting up by the minute, […]

3 retirement income strategies for you to consider

One of the biggest misconceptions about retirement is that in order to have enough to last the distance, you need to have accumulated a significant amount during your working life. While this is in fact true, it’s not the complete story. In addition to your super, you can continue to generate an income in retirement […]

How to help grow your money through compound interest

Einstein has repeatedly said that compound interest is the eighth wonder of the world. While it may appear complicated, it’s actually a relatively simple concept that can accomplish extraordinary things over time. What is compound interest? Compound interest enables you to earn interest on interest which is accumulated over time. Metaphorically speaking, it’s like planting […]

How much do you need to start investing in shares?

Investing in shares can be one of the most effective ways to help you create long-term wealth. In fact, in a report published in June 2018, it showed over the 20 years leading up to December 2017, Australian shares returned a solid 8.8% and global shares (hedged) returned 7.4%.1 So, the question remains… how much […]